Banking & Fintech

TITAN FRAUD — 13 CAPABILITIES

"The Fraud Hunter" — Real-time fraud detection, prevention, and auto-remediation with self-learning AI.

1. TRANSACTION SCORING

Real-time AI scoring on every transaction. Amount anomaly, velocity checks, MCC risk, time-of-day analysis, geo-IP correlation. Score 0-100 with instant verdict.

AUTO-FIX

2. CNP FRAUD DETECTION

Card-not-present fraud detection. 3D Secure enforcement, device analysis, IP geolocation, authentication method scoring. Protects e-commerce channels.

AUTO-FIX

3. ACCOUNT TAKEOVER

ATO detection: password changes + new devices + address changes within 24hrs. Tor/VPN detection, failed OTP tracking, device fingerprint correlation.

AUTO-FIX

4. WIRE & ACH FRAUD

Wire/ACH fraud prevention. Destination risk scoring, OFAC country screening, new account + large wire detection, beneficiary validation, callback verification.

AUTO-FIX

5. CHECK FRAUD

Check deposit fraud detection. Image quality analysis, endorsement validation, altered check detection, new account risk, ATM deposit patterns.

AUTO-FIX

6. SYNTHETIC IDENTITY

Synthetic identity detection. SSN/age mismatch, thin credit files, excessive authorized user tradelines, VoIP phones, shared addresses, employer verification.

7. DEVICE INTELLIGENCE

Device fingerprinting and behavioral analytics. Unknown device detection, VPN/Tor blocking, session risk scoring, behavioral biometrics correlation.

AUTO-FIX

8. ELDER FRAUD PROTECTION

Elder and vulnerable person fraud protection. Romance scam detection, financial exploitation by fiduciary, tech support scam patterns, APS reporting.

9. FIRST-PARTY FRAUD

First-party fraud and bust-out detection. Gift card liquidation patterns, credit line abuse, new account + large deposit + immediate withdrawal chains.

10. CROSS-CHANNEL

Cross-channel fraud analytics. Correlates suspicious activity across cards, wires, checks, ATO, and account events. Detects coordinated fraud rings.

11. EFTA / REG E

EFTA/Reg E compliance monitoring. Error resolution timelines, unauthorized transfer liability, EFT disclosure verification, periodic statement compliance.

12. AUTO-REMEDIATION

AI auto-remediation engine. Block cards, hold transactions, lock accounts, step-up auth, hold wires/checks. All with confirmation gates — never acts without approval.

AUTO-FIX ENGINE

13. AI EXECUTIVE REPORT

Claude AI generates comprehensive fraud intelligence executive reports. Risk summaries, trend analysis, compliance status, and strategic recommendations.

SELF-LEARNING AI

TITAN AML — 13 CAPABILITIES

"The Alert Killer" — Eliminates 95% false positives, catches real criminals. Self-learning AI.

1. TRANSACTION MONITORING

AI-powered transaction monitoring. Pattern detection, velocity analysis, risk scoring. Auto-clears false positives, escalates true threats to BSA officer.

AUTO-FIX

2. STRUCTURING DETECTION

Structuring/smurfing detection. Multiple cash deposits below $10K CTR threshold. Round-number pattern analysis. Automated SAR recommendation.

3. OFAC WIRE SCREENING

Real-time OFAC screening of all wire transfers. Sanctioned country blocking (Iran, NK, Cuba, Syria, Russia). Automatic transaction hold and OFAC reporting.

AUTO-FIX

4. SAR MANAGEMENT

Suspicious Activity Report management. Auto-identification of SAR-worthy alerts, 30-day filing deadline tracking, FinCEN Form 111 auto-population, CTR filing.

5. SANCTIONS / SDN

Full OFAC SDN/SSI/Entity list screening. 50% ownership rule enforcement. High-risk jurisdiction flagging. Continuous sanctions monitoring.

6. PEP MONITORING

Politically Exposed Persons identification. Occupation-based screening, family/close associate (RCA) detection, EDD triggering, senior management approval workflow.

AUTO-FIX

7. CORRESPONDENT BANKING

Correspondent banking risk assessment. Sanctions nexus detection, shell company risk, due diligence freshness tracking, transaction volume monitoring.

8. TRADE-BASED ML

Trade-based money laundering detection. Over/under-invoicing analysis, document consistency checks, shell company involvement, high-risk trade partner screening.

9. BENEFICIAL OWNERSHIP

CTA/FinCEN BOI compliance. Identifies entities missing beneficial ownership info. Verifies 25%+ equity holders and control persons. Auto-sends collection requests.

AUTO-FIX

10. RISK SCORING ENGINE

AI-powered customer risk scoring. Multi-factor risk calculation: country, account age, activity type, sanctions proximity. Risk tier distribution reporting.

11. BSA/AML COMPLIANCE

Full BSA/AML regulatory compliance checking. CTR filing, SAR program, CDD/EDD, BSA officer designation, training, independent testing, record retention.

12. AUTO-REMEDIATION

AI auto-remediation engine. Escalate to BSA, block OFAC wires, initiate EDD, renew due diligence, collect BOI. SAR filing always requires human approval.

AUTO-FIX ENGINE

13. AI EXECUTIVE REPORT

Claude AI generates AML intelligence executive reports. Alert disposition summary, false positive reduction, time/cost savings, risk distribution analysis.

SELF-LEARNING AI

TITAN KYC — 16 CAPABILITIES

"The Identity Verifier" — Full KYC in minutes, not weeks. Self-learning AI.

1. CIP VERIFICATION

Customer Identification Program. Name, DOB, address, SSN/EIN verification for all applicants. USA PATRIOT Act Section 326 compliance.

AUTO-FIX

2. DOCUMENT VALIDATION

ID document validation. Expiry monitoring (expired, <90 days, <30 days alerts). Foreign document verification. Automatic renewal notifications.

AUTO-FIX

3. PEP SCREENING

Politically Exposed Persons screening. Source of wealth verification, family/close associate (RCA) detection, FATF-compliant EDD triggering.

4. SANCTIONS / OFAC

OFAC/SDN screening at onboarding. Sanctioned country blocking. Automatic application rejection on sanctions hit. OFAC reporting within 10 days.

5. ADVERSE MEDIA

Adverse media and negative news monitoring. Public records screening, news database analysis, risk scoring based on media findings, ongoing monitoring.

6. BENEFICIAL OWNERSHIP

CTA/FinCEN BOI Rule compliance. Identifies all 25%+ equity holders and control persons. Flags unverified owners, shell entities, registered-agent-only structures.

AUTO-FIX

7. EDD WORKFLOW

Enhanced Due Diligence workflow engine. Multi-trigger EDD: PEP, adverse media, high-risk country, high-risk industry, unknown source of funds, multiple risk factors.

8. ONGOING MONITORING

Ongoing customer monitoring and KYC refresh. Annual refresh for high-risk, triennial for standard. Enhanced monitoring for PEP/adverse media customers.

AUTO-FIX

9. SPV DETECTION

Special Purpose Vehicle detection and classification. Legitimate vs suspicious SPV identification. Parent company verification, investor count, accredited investor status, Reg D compliance.

AUTO-FIX

10. SEC / RIA VERIFICATION

SEC registration and Investment Adviser (RIA) verification. Form ADV currency check, CRD number validation, AUM threshold ($100M+ = SEC), IAPD lookup, broker-dealer detection, FINRA Reg BI.

AUTO-FIX

11. PARENT COMPANY

Parent company identification and corporate structure mapping. Subsidiary chain analysis, holding company verification, orphan entity flagging, ultimate beneficial owner tracing.

AUTO-FIX

12. RISK RATING ENGINE

AI customer risk rating. Multi-factor scoring: country, risk flags, PEP, sanctions, industry, SPV status, SEC compliance. Auto-approve low risk, flag medium, escalate high, reject critical.

13. PATRIOT ACT + IAA

USA PATRIOT Act + Investment Advisers Act compliance. CIP (Section 326), 314(a/b), PEP, CTA ownership, SEC registration, fiduciary duty, Form ADV, custody rule.

14. FCRA / ECOA

FCRA and ECOA compliance. Permissible purpose for credit pulls, adverse action notices, Red Flags Rule identity theft prevention, non-discrimination controls.

15. AUTO-REMEDIATION

AI auto-remediation engine. Document requests, ID renewal, BOI collection, owner verification, Form ADV requests, SEC verification, SPV investigation. PEP/sanctions always human.

AUTO-FIX ENGINE

16. AI EXECUTIVE REPORT

Claude AI generates KYC intelligence executive reports. Approval rates, risk distribution, SPV classifications, SEC compliance, compliance gaps, and strategic recommendations.

SELF-LEARNING AI

23 US BANKING REGULATIONS — 115 CHECKS

Every regulation a US bank must follow — mapped to TITAN agent checks.

BSA

Bank Secrecy Act — CTR, SAR, CDD, EDD, transaction monitoring

10 checks | FinCEN/OCC/FDIC

OFAC

SDN list screening, real-time wire screening, sanctions blocking

6 checks | US Treasury

USA PATRIOT

CIP, ID verification, 314(a/b), PEP screening

5 checks | FinCEN

TILA / REG Z

Truth in Lending — APR disclosure, finance charges, rescission

4 checks | CFPB

RESPA

Real estate settlement — loan estimates, closing disclosure, anti-kickback

4 checks | CFPB

HMDA / REG C

Home mortgage disclosure — data collection, LAR filing

3 checks | CFPB

ECOA / REG B

Equal credit opportunity — non-discrimination, adverse action notices

3 checks | CFPB

FCRA / REG V

Fair credit reporting — permissible purpose, disputes, Red Flags Rule

4 checks | CFPB/FTC

CRA

Community Reinvestment Act — serving all communities including low-income

3 checks | OCC/FDIC/Fed

GLBA / REG P

Gramm-Leach-Bliley — privacy notices, safeguards, encryption, access controls

7 checks | FTC/OCC/FDIC

SOX

Sarbanes-Oxley — internal controls, CEO/CFO certification, audit committee

4 checks | SEC/PCAOB

EFTA / REG E

Electronic Fund Transfer Act — error resolution, unauthorized transfers, disclosures

4 checks | CFPB

REG CC

Expedited Funds Availability — deposit hold schedules, exception hold notices

2 checks | Federal Reserve

REG DD

Truth in Savings — APY disclosure, fee schedule transparency

2 checks | CFPB

FFIEC CAT

Cybersecurity Assessment — risk assessment, MFA, vulnerability management, IR plan

8 checks | FFIEC

CTA

Corporate Transparency Act — beneficial ownership, 25% threshold, FinCEN BOI

4 checks | FinCEN

FHA

Fair Housing Act — non-discrimination, redlining prevention, disparate impact analysis

3 checks | HUD/DOJ

NFIA

National Flood Insurance — flood zone determination, force-placed insurance

2 checks | FEMA/OCC

IAA (1940)

Investment Advisers Act — SEC registration, Form ADV, fiduciary duty, custody rule, code of ethics

8 checks | SEC

ICA (1940)

Investment Company Act — fund registration, SPV classification, board independence, NAV, prospectus

5 checks | SEC

REG D

SEC Regulation D — accredited investor verification, Form D filing, SPV pass-through, 506(b)/506(c)

5 checks | SEC

DODD-FRANK

Dodd-Frank Act — Volcker Rule, swap reporting, systemic risk, whistleblower, living will

5 checks | SEC/CFTC/Fed

FINRA

FINRA — broker-dealer registration, rep registration, Reg BI, AML program, customer accounts

5 checks | FINRA/SEC

TITAN AI vs EVERY BANKING COMPLIANCE VENDOR

We checked every competitor. Nobody covers fraud + AML + KYC + SPV + SEC in one platform.

Capability	TITAN AI	Konnect	NICE Actimize	Chainalysis	Manual / Law Firms
Fraud Detection (13 phases)	✔ AI + Auto-Fix	✘	Rules-Based	✘	Manual
AML / BSA Monitoring	✔ 13 Phases	✘	Partial	Crypto Only	Manual
KYC / CIP Verification	✔ 16 Phases	Partial	Partial	✘	Manual
SPV Detection & Classification	✔ Legit vs Suspicious	Basic	✘	✘	Manual
SEC / RIA Verification	✔ Form ADV + CRD	Partial	✘	✘	Manual
Parent Company Identification	✔ Full Chain	Basic	✘	✘	Manual
FINRA / Broker-Dealer Checks	✔ Reg BI	✘	✘	✘	Manual
Beneficial Ownership (CTA/BOI)	✔ Auto-Collect	✘	Basic	✘	Manual
Elder Fraud Protection	✔ Built-In	✘	✘	✘	✘
Synthetic Identity Detection	✔ AI-Driven	✘	Basic	✘	✘
23 US Banking Regulations	✔ 115 Checks	✘	BSA/AML Only	✘	Manual
Auto-Remediation	✔ 20+ Fix Types	✘	✘	✘	✘
Self-Learning AI	✔ Gets Smarter	✘	✘	✘	✘
Azure Cloud Security (Optional)	✔ 22+ Resources	✘	✘	✘	✘
Price	$240K/yr	Custom ($$$$)	$100K+/yr	$50K+/yr	$100-500K/yr

LIVE AZURE SCAN EVIDENCE

Real healthcare Azure environment scanned April 15, 2026. Per-resource evidence showing WHY each resource was flagged, which HIPAA/compliance rule it broke, and the exact remediation.

TITAN AI Healthcare HIPAA Compliance Audit Dashboard

HIPAA AUDIT DASHBOARD — 28 Compliance Violations • 12 Critical • 9 Resources Scanned • 6 Frameworks Violated

Storage Account PHI Data Store - Live Azure Config Evidence

STORAGE ACCOUNT PHI DATA STORE — enableHttpsTrafficOnly: false • allowBlobPublicAccess: true • TLS1_0 — 5 HIPAA Violations

HIPAA COMPLIANCE — 28 Findings — 6 Frameworks — Storage, Key Vault, NSG, SQL, App Service, VNet

IDS/IPS SCANNER — Network Intrusion, Web App Security, Access Control & Data Exposure

VIEW FULL HIPAA REPORT DOWNLOAD PDF

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